Private Funding Solutions for
Ambitious Businesses

When the bank says no, we help you move forward.

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$1 Billion Funded

If you’re here, chances are you’ve hit one of these roadblocks:

  • The bank said no. Maybe it was a less-than-stellar credit score, past financial hardship, or simply the size of your project.
  • A financial setback. A partner let you down, a plan went sideways, or the market shifted against you.
  • You have some capital, but not enough. You can contribute, but you need far more to truly grow.
  • Time is slipping away. You see opportunities, but traditional lending takes too long.

You’re not alone. Many seasoned business owners run into these exact issues. That’s why Grammont Enterprises exists — to provide a path forward when banks and traditional lenders shut the door.

Who We Are

At Grammont Enterprises, we’re private lenders who specialize in business loans from $1 million up to $100 million and beyond, helping companies fund everything from startup ventures to large-scale development projects.

Unlike traditional banks, we don’t shut the door because of a past financial hiccup or a lower-than-ideal credit score. We look at the bigger picture — your plan, your vision, and your determination. As our founder likes to say: if it’s legal, we’ll fund it.

We believe that setbacks don’t define your future. Every business — whether brand new or decades established — hits bumps in the road, from a dishonest partner to a market downturn. What matters is where you want to go next.

We’ve seen entrepreneurs launch their first business, strong companies unlock their next stage of growth, and others turn challenges into comebacks — all with the right funding. With Grammont, you gain not just a lender, but a partner who believes in your future.

How Funding Works with Grammont

We make business lending straightforward:

  • 90% Lending, 10% Contribution
    We provide up to 90% of the project funding. You bring 10% down as “skin in the game.” Don’t have the 10% ready? We often help clients find creative ways to raise it.
  • Fast Approval & Funding
    Loan approval typically takes 15 days. From there, most loans fund in about 60 business days.
  • No Personal Guarantee
    Unlike banks, we don’t tie your personal assets to your business loan. Funding is based on your business and its growth potential.
  • Flexible Qualification
    A lower-than-ideal credit score doesn’t automatically disqualify you. If you can explain why it’s low — and show your plan to move forward — we’ll listen.

Who We Help

Our clients are usually experienced business owners or executives who:

Have capital of their own but need much more to scale.

May have been turned down by banks due to credit or past financial challenges.
Are pursuing large-scale growth projects that need funding of $10M or more.
Want a funding partner who understands setbacks, but believes in comebacks.

Whether you’re expanding operations, acquiring property, or launching a major development, Grammont provides the private business funding you need without the hoops of traditional lending.

Cloud Kitchens

Business Coaching Services

Daycare Centers & Services

Digital Marketing Services

Dropshipping

Interior Design & Decorating

Organic Farming & Agriculture

Veterinary and Pet Care Services

Restaurants & Franchises

Tailoring/Embroidery Shops

Travel Agencies

TESTIMONIALS

Customer stories

“I needed $5 million to acquire and renovate a 10-unit brownstone in Harlem. Grammont Enterprises made it happen. The process took 90 days and covered everything I needed, from acquisition to renovation. Since then, I’ve continued doing even bigger deals and have built a real partnership with them across tech, real estate, and more.”

“Working with the Grammont team has been an exciting experience. Their flexible approach to structuring deals shows they truly put the client first. I’m looking forward to seeing their funding process in action and connecting with more of their happy clients.”

“The 90-10 funding program with Grammont was a game-changer. With just $500,000 down, I was able to secure $5 million in funding, purchase real estate, and set up a whole life insurance policy as a long-term exit strategy. The structure gave me both the capital I needed and future flexibility.”

Why Choose Us Over a Bank?

  • Private lenders for business loans mean fewer restrictions and more flexibility.
  • Business funding with no personal guarantee protects your personal wealth.
  • We move faster than traditional lenders, helping you capitalize on opportunities.
  • We work with businesses others might overlook, giving you a path forward.
  • We believe that a less-than-ideal credit score is not a deal-breaker. Let’s talk!

In short: we lend where banks won’t, and we do it with clarity and respect.

Need help with next steps?

Book a Business Assessment

Got your paperwork ready?

Start My Loan Application

What You’ll Need

To get started, you’ll need to provide:

1.

A viable project.

We fund projects that generate cash flow to repay financing.

2.

Recent bank statements

Proof of current financial activity to support your application.

3.

A solid business plan

A clear roadmap that shows how your business is organized for success.

These documents form the starting point for your business assessment and help us understand your project. When it’s time to move forward with funding, we’ll request additional information to complete the application

Start the Initial Business Assessment

Preparing for the Future

Not every business is ready for $1M+ funding right now. That’s okay. At Grammont Enterprises, we also help educate and prepare future borrowers.

If you’re seeking a smaller business loan or startup business loan, we’ll share what steps you can take today so you’ll be positioned for larger funding down the road. Our goal is to be your long-term partner in business growth.

What You Can Do with Grammont Funding

  • Expand your business footprint — open new locations, build facilities, or acquire property.
  • Fuel growth initiatives — scale operations, add new product lines, or enter new markets.
  • Start or buy a business — access startup business loans to launch something new, or secure funding to buy a business and accelerate growth.
  • Consolidate or restructure — reduce costly debt and free up working capital.
  • Secure working capital — establish a flexible business line of credit for growth opportunities.

When you’re ready to think big, Grammont Enterprises helps you act big.

Not sure you’ll qualify yet?

Get My Questions Answered

Our Promise to You

We know you’ve worked hard to get here. Our promise is simple:

  • Straightforward conversations — no confusing financial jargon.
  • Respect for your time — fast answers and clear next steps.
  • Funding tailored to ambitious projects, not cookie-cutter bank policies.

At Grammont Enterprises, we believe every strong business deserves the chance to grow stronger.

Ready to explore your funding options?

Let’s talk about your project and see if we’re the right fit.

Even if you’re not ready today, let’s connect so we can help prepare you for tomorrow.

Book a Business Assessment
Apply for Business Funding