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90/10 Private Loans for Business
Access Big Capital. Keep More of Your Own.
When opportunity calls, business owners shouldn’t have to choose between growth and liquidity. That’s why Grammont Enterprises created the 90/10 Funding Model — a powerful approach that helps you secure private loans for business expansion, acquisitions, and large-scale projects while keeping more of your capital free for what matters most.
With this model, we cover up to 90% of your project cost, and you provide the remaining 10% down payment or contribution. It’s designed for ambitious entrepreneurs who are ready to grow but prefer not to tie up their entire balance sheet in one deal.
And if you don’t have the full 10% ready, don’t worry — our team can often help you source, structure, or creatively raise that contribution so your project can move forward without delay.
How the 90/10 Model Works
Our 90/10 structure is simple, flexible, and built around your business goals.
- You bring 10% “skin in the game.”
This can be cash, equity, assets, or another qualified contribution that demonstrates commitment to your project. - We fund the other 90%.
Grammont Enterprises provides private business funding through our extensive lending network, covering up to 90% of total project costs — from $1 million to $100 million or more. - You grow faster, with less risk.
By leveraging our capital, you can execute larger deals, launch faster, and maintain more working capital for future needs.
It’s that balance — commitment without overextension — that makes this model so effective for entrepreneurs with big goals and strong vision.
Why Choose the 90/10 Funding Model?
Here’s why the 90/10 model stands out:
Keep more liquidity.
Expand your buying power.
Move quickly.
No personal guarantee required.
Flexible qualification.
Ideal Uses for the 90/10 Model
The 90/10 Funding Model is perfect for established companies, investors, and entrepreneurs looking to scale without draining resources. Our clients use it for:
- Business acquisitions and buyouts
- Commercial real estate and development projects
- Franchise expansions and multi-location growth
- Equipment-heavy industries like manufacturing, logistics, or agriculture
- Working capital support to fuel day-to-day operations after a major investment
If your project can generate cash flow and you have a clear business plan, our model can help you make it happen — fast.
Don’t Have the Full 10% Yet? We Can Help.
We understand that not every entrepreneur has immediate access to the down payment. That’s why we work with clients to structure or source the remaining contribution through:
- Equity partnerships
- Collateral optimization
- Asset leverage or value reassessment
- Strategic investor introductions
Our goal is simple: to get your deal funded, your project moving, and your business growing.
A Smarter Way to Fund Ambition
At Grammont Enterprises, we believe every strong business deserves a chance to grow stronger — without unnecessary barriers. The 90/10 Funding Model embodies that belief by combining private loans for business with practical flexibility, creative deal structuring, and true partnership.
When banks say no, we say let’s make it happen.
Ready to unlock capital for your next project? Start Your Funding Assessment
Let’s turn your vision into reality — with 90% backing and 100% confidence.
Our Promise to You
We know you’ve worked hard to get here. Our promise is simple:
- Straightforward conversations — no confusing financial jargon.
- Respect for your time — fast answers and clear next steps.
- Funding tailored to ambitious projects, not cookie-cutter bank policies.
At Grammont Enterprises, we believe every strong business deserves the chance to grow stronger.