When a business opportunity appears, timing is everything.
That was exactly the case for one of our recent clients in Colorado — a fast-growing company that needed to secure $650,000 in funding quickly to move forward on a major project. Traditional lenders couldn’t keep up with their pace, and the delays threatened to stall their expansion entirely.
Instead of waiting months for approval, this business turned to Grammont Enterprises and our 90/10 Private Loans for Business program — and closed their deal in record time.
The Challenge: Traditional Lending Was Too Slow
Our client had a strong business model and steady cash flow but faced the same problem many successful companies encounter:
Banks wanted extensive documentation, a personal guarantee, and weeks (if not months) of underwriting.
They didn’t have that kind of time.
They needed a fast, flexible private loan solution that could provide serious capital — without tying up their assets or delaying operations.
That’s when they reached out to Grammont Enterprises.
The Solution: Grammont’s 90/10 Private Loan Program
At Grammont, we specialize in Private Loans for Business that are built for speed and flexibility — because we understand that opportunities rarely wait for paperwork.
Our flagship program, the 90/10 Funding Model, gives business owners the leverage to move quickly on growth projects, acquisitions, or capital needs.
Here’s how it works:
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We fund up to 90% of the total project or acquisition cost.
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The client contributes 10%.
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If the full 10% isn’t readily available, we help structure or source it through creative financing.
This model provides access to large-scale capital — without the rigid requirements of banks or SBA-backed loans.
The Result: $650,000 Funded — Fast
With our 90/10 program, this Colorado business received $650,000 in funding, enabling them to move forward immediately.
Instead of waiting months for approval, they were funded in a fraction of the time, allowing them to take advantage of their growth opportunity and maintain momentum through Q4.
Because our underwriting focuses on business potential and project strength, not just collateral or credit scores, we were able to structure a deal that made sense for both sides — empowering the client without putting unnecessary pressure on their personal finances.
This is what modern business lending should look like:
- Fast decisions
- Flexible structures
- Real capital for real opportunities
Why Private Loans Beat Traditional Lending
Traditional banks and SBA loans often prioritize risk reduction over responsiveness. The result?
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Endless documentation
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Long approval timelines
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Personal guarantees
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Collateral requirements
Private lenders like Grammont Enterprises operate differently. We assess deals holistically, with a focus on cash flow, potential, and project execution — not red tape.
The Grammont Advantage:
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Funding up to $100M+
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No personal guarantee required
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Fast approvals — days, not months
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Funding in 60 business days (often weeks faster than traditional lending)
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Flexible use of funds: acquisitions, expansions, or working capital
We help business owners unlock capital that keeps their operations and ambitions moving forward.
When to Consider a Private Loan for Your Business
Private loans aren’t just a backup plan when banks say no — they’re often the smarter choice when speed and flexibility matter.
You might consider a Private Loan for Business if:
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You’ve identified an investment or acquisition that needs fast funding
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You want to protect your personal assets from loan guarantees
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Your business is growing faster than traditional lenders can support
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You’re preparing for a major expansion or project launch
Whether you’re funding growth, acquisition, or restructuring, private lending helps you act decisively — while competitors are still filling out applications.
The Bottom Line
The Colorado success story isn’t unique — it’s just one example of how Grammont Enterprises helps business owners move quickly, confidently, and strategically.
If your project can’t wait for traditional financing, our 90/10 Private Loans for Business program can get you the capital you need — without the delays and personal guarantees that hold most entrepreneurs back.
Your opportunity is waiting. Let’s fund it.