How to Secure Large Business Loans for Acquisitions — Even When Banks Say No

For many entrepreneurs, acquiring a business isn’t just a growth opportunity — it’s a transformation. Whether you’re buying a competitor, expanding your footprint, or entering a new market, large acquisitions require one thing above all: capital.

Unfortunately, when it comes to funding multi-million-dollar deals, traditional banks often move slowly or refuse to lend altogether.

That’s where Grammont Enterprises steps in. We specialize in large business loans that make it possible to seize opportunities now — not months from now.

The Challenge with Traditional Large Loans

Large business loan for construction project (depicted) with crane against a cloudy blue sky.Banks view large business loans as high-risk, even when the borrower is well-qualified. Their lending decisions depend heavily on personal guarantees, lengthy documentation, and layers of underwriting.

This often means:

  • Long approval timelines (8–12 weeks or more)

  • Strict collateral requirements

  • Limited flexibility in deal structure

By the time a traditional loan is approved, the deal may already be gone.

Private Funding: A Faster, Smarter Alternative

At Grammont Enterprises, we look at the full picture — not just the paperwork. Our private lending programs allow entrepreneurs and investors to secure large business loans with speed, flexibility, and scale.

We fund projects from $1 million to $100 million+, helping businesses across industries expand, diversify, or acquire new ventures.

Our lending process prioritizes:

  • Project potential and performance, not just credit scores

  • Cash flow and collateral value of the target business

  • Creative capital structuring for unique acquisitions

  • Fast approvals and clear communication throughout

a hotel sign hanging off the side of a buildingFunding Designed for Growth

We offer several ways to fund large acquisitions and expansion projects, including:

Private Business Loans

Flexible financing designed for mid- to large-scale acquisitions and growth.

Credit-Based Lending

Ideal for financially strong businesses that want funding based on their credit profile and cash flow.

The 90/10 Funding Model

We fund up to 90% of the total project cost, and you contribute 10%. Don’t have the full 10%? We can help structure or source it.

Working Capital Loans

Supplement your acquisition with operating capital to ensure smooth post-purchase transitions.

These flexible options make even complex or large-scale acquisitions achievable now — not “someday.”

Funding Beyond Borders

Grammont also works with entrepreneurs pursuing immigration-based investment pathways, where acquiring or investing in a U.S. business is part of their visa or relocation plan.

Through our private lending programs, we help international clients obtain the capital they need to qualify for investor visas and establish profitable business ownership in the U.S.

When Banks Say No, Grammont Says Yes

We understand that large projects require not just funding — but partnership. That’s why we combine creative financing, strategic consulting, and a national private lending network to help our clients close deals that banks often overlook.

With Grammont, you get:

  • Fast decisions — in days, not months

  • Flexible deal structures that match your project

  • No personal guarantee requirements

  • Expert consulting every step of the way

The Bottom Line

Large acquisitions don’t wait — and neither should your funding.

At Grammont Enterprises, we specialize in helping entrepreneurs and investors secure large business loans for acquisitions, expansion, and diversification. Whether you’re buying a $2 million company or a $50 million enterprise, our private lending network and 90/10 Funding Model can make it happen.

When the banks slow you down, Grammont speeds you up.

Explore Large-Scale Funding Options