When opportunity knocks, successful business owners act fast.
But expansion — whether it’s opening a second location, buying out a competitor, or increasing production — takes capital.
The problem? Traditional lenders often move slowly, require excessive documentation, or demand personal guarantees that tie up your personal assets.
That’s why many growing businesses are turning to private loans for business expansion — a faster, more flexible funding solution built for real-world growth.
At Grammont Enterprises, we help companies access private capital quickly, strategically, and without unnecessary risk.
Why Expansion Funding Matters
Business expansion is often the best indicator of long-term success. It allows you to:
• Capture new market share
• Increase revenue and operational capacity
• Improve efficiency through scale
• Strengthen brand visibility and resilience
But expansion requires liquidity — and cash flow can’t always support every growth initiative. That’s where business expansion funding bridges the gap between vision and execution.
(External resource: U.S. Chamber of Commerce – Guide to Expanding a Business)
Why Choose Private Expansion Funding Over Traditional Loans
Banks often require years of financials, extensive collateral, and personal guarantees. Even after all that, approvals can take months.
Private lenders like Grammont Enterprises work differently.
We focus on your growth potential and project viability — not just your credit score.
Private expansion loans provide:
• Faster approvals — typically within days
• Access to $1M to $100M+ in funding
• No personal guarantees or rigid collateral requirements
• Flexible terms based on your unique business goals
This means you can move forward while traditional lenders are still reviewing paperwork.
How Private Expansion Loans Work
Private business funding offers flexibility that traditional loans can’t match. Here’s how it typically works:
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Consultation and Funding Strategy
You’ll discuss your goals with a funding specialist to determine the right structure. Whether it’s a full expansion, acquisition, or capital upgrade, we tailor a solution for your objectives. -
Fast Evaluation
Instead of waiting on multiple bank committees, private lenders evaluate projects directly. Grammont’s decision process focuses on potential, cash flow, and available equity. -
Funding and Growth Execution
Once approved, you’ll have access to the funds you need to scale — without overextending your balance sheet.
This streamlined approach gives you time back — and in business, speed is leverage.
The 90/10 Funding Model Explained
One of the most effective tools for expansion financing is Grammont’s 90/10 Funding Model.
Here’s how it works:
• Grammont covers up to 90% of your total project cost.
• You contribute the remaining 10% as equity or capital injection.
• If your full 10% isn’t immediately available, Grammont helps structure or source it.
This approach gives you access to large-scale capital while keeping your own liquidity free for operations.
In short: you get the capital you need to grow — without tying up all your cash.
How Businesses Use Expansion Loans
Private expansion loans can be used for virtually any growth initiative:
• Opening a new location or franchise
• Purchasing another business or merging operations
• Expanding into new markets or territories
• Buying equipment or upgrading infrastructure
• Hiring staff or adding production capacity
This flexibility is why private lending is becoming a preferred choice for established businesses ready to scale without limitations.
Real Example: Expansion in Action
One of our recent clients, a Maryland-based company, used a combination of refinancing and expansion funding to unlock major growth.
First, Grammont Enterprises helped refinance their property to free up equity. Then, we used the 90/10 Funding Model to secure a $1,000,000 expansion loan — helping them add new equipment, expand production, and hire staff.
This two-step approach — refinance, then expand — allowed them to scale efficiently while maintaining cash flow for daily operations.
You can read their full story in our case study here.
Preparing for Expansion Funding
Before applying for expansion funding, set your business up for success by:
• Having a clear growth plan with defined ROI goals
• Maintaining up-to-date financial statements
• Demonstrating strong operational performance
• Identifying how expansion supports long-term profitability
To make preparation simple, download our Funding Checklist — it walks you through what to gather and how to position your business for approval.
Why Businesses Choose Grammont Enterprises
Business owners trust Grammont because we offer:
• Speed — Approvals in days, not months
• Flexibility — Funding tailored to your business
• Partnership — Guidance every step of the way
From consultation through closing, we help you build a smarter path to capital — one that aligns with your growth vision and protects your long-term financial health.
Get started!
Expansion rewards those who move decisively.
If you’re ready to scale your business, increase capacity, or enter new markets, book a Funding Strategy Session today.
Let’s turn your next growth opportunity into measurable success.