You’ve got a $10 million project on the table.
The opportunity is real. The numbers work. The market timing is right.
But here’s the problem, you don’t have $10 million sitting in the bank. And even if you did, liquidating everything you’ve built to fund a single project isn’t smart. It’s reckless.
This is where most ambitious entrepreneurs hit a wall. Traditional banks want you to pledge your house, your business, and probably your firstborn. Private equity wants a piece of your company. And bootstrapping? That only works until you’re playing in the big leagues.
There’s another way.
What Is the 90/10 Funding Structure?
At Grammont Enterprises, we operate on a simple principle: you bring 10%, and we provide the other 90%.
That’s it. No hidden formulas. No complicated equity splits.
You’re committed enough to invest in your own success, and we match that commitment by bridging the gap with serious capital. We fund projects ranging from $1 million to $100 million and beyond.
This isn’t a gimmick. It’s a structure designed for business owners who think bigger than their current bank balance allows.
Why “Skin in the Game” Matters
Let’s be real, we’re not in the business of funding pipe dreams.
When you put 10% of your own capital into a project, you’re signaling something important. You’ve done the homework. You believe in the numbers. You’re not gambling with someone else’s money while you sit back and hope for the best.
That 10% creates alignment.
It tells us you’re serious. It tells us you’ll be in the trenches making this project succeed, because your money is on the line, too.
And here’s the thing: 10% of a $5 million project is $500,000. That’s real money. But it’s a whole lot more manageable than coming up with $5 million out of pocket, or worse, giving away chunks of your company to investors who’ll want a say in how you run things.
Scale Without Liquidating Your Life
This is where traditional financing falls apart.
Banks want collateral. They want guarantees. They want you to risk everything you’ve already built just to fund the next phase of growth.
We don’t operate that way.
Grammont Enterprises offers a No Personal Guarantee policy on our funding structures. That means your personal assets, your home, your savings, your other businesses, stay protected.
You’re funding growth. Not betting your entire net worth on a single deal.
This distinction matters more than most people realize. The entrepreneurs who build lasting wealth understand one thing: you scale by leveraging capital, not by putting everything on one hand of poker.
The Industries We Serve
Our 90/10 project funding isn’t limited to one sector. We work with business owners across industries where large-scale capital deployment makes sense:
Healthcare Facilities
Medical centers, specialty clinics, diagnostic imaging facilities, healthcare infrastructure requires serious upfront investment. We help operators expand without drowning in traditional debt structures.
Construction and Development
Large commercial construction projects, manufacturing facilities, logistics hubs, corporate campuses, need capital that moves at the speed of opportunity. Traditional lenders take months to approve what we can greenlight in days.
Manufacturing Expansion
When you’re scaling production capacity, timing is everything. Waiting six months for bank approval means watching competitors capture market share. Our structure gets you funded while the window is still open.
Hospitality and Entertainment
Hotels, conference centers, entertainment venues, these are capital-intensive projects where the right funding partner can make or break your timeline.
We focus on large-scale commercial development and business infrastructure, projects where the numbers are big, the stakes are high, and the operators are experienced enough to execute.
The Timeline: Fast Approval, Realistic Funding
Let’s talk about something most lenders won’t: actual timelines.
Here’s what you can expect with Grammont Enterprises:
15-Day Approval
We move fast. Once your application is complete and we have the documentation we need, we target approval within 15 business days. Compare that to traditional banks, where you might wait months just to hear back from an underwriter.
60 Business Days to Funding
Approval is step one. Funding is the finish line.
We’re transparent about this: the full funding process typically takes around 60 business days after terms are agreed upon. This includes final due diligence, documentation, and capital deployment.
Is that faster than a traditional bank? Absolutely, sometimes by a factor of three or four. But we’re not going to promise you cash in a week. That’s not how serious large scale project funding works.
What we will promise is clarity, communication, and a team that actually picks up the phone.
How We Evaluate Your Project
Forget the idea that everything hinges on your credit score.
At Grammont, we take a holistic approach to evaluating funding requests. Yes, we review your financials. But we’re also looking at:
- Your experience: Have you successfully executed projects like this before?
- Your projections: Do the numbers make sense? Is there a realistic path to return?
- The market opportunity: Is this the right time for this project in this location?
- Your commitment: Are you bringing real skin in the game?
We’re not just checking boxes. We’re evaluating whether this project, and this operator, are positioned to succeed.
That’s the difference between alternative business financing and traditional lending. Banks follow algorithms. We follow opportunity.
Real Results: Our Track Record
We don’t just talk about funding large projects. We do it.
Our funded deals and case studies speak for themselves. We’ve helped business owners across the country scale their operations without sacrificing ownership or personal security.
Take a look at what we’ve done for operators like you, and imagine what the right funding structure could do for your next project.
Is 90/10 Project Funding Right for You?
This structure isn’t for everyone.
If you’re looking for a small loan to cover operating expenses, we’re not your lender. If you’re flipping houses or refinancing residential properties, we’re not the right fit.
But if you’re an experienced operator with a large-scale project, $1 million minimum, and you’re ready to commit 10% of your own capital to make it happen?
Let’s talk.
The entrepreneurs who win aren’t the ones with the most cash in the bank. They’re the ones who know how to leverage the right capital at the right time.
That’s what 90/10 funding is all about.
Ready to explore your options? Visit Grammont Enterprises to learn more about our private business loans and alternative financing structures. Schedule a business assessment call and we’ll help you start running the numbers on your next big move.